THE NUMBERS, EXPLAINED
How to use this calculator.
Equity may be negative. Selling costs and tax are not deducted.
Start with your inputs
Enter property value (£), secured loan balances (£). Keep amounts in the units shown on each field. The example is a starting point, not a recommended value.
| Input | Example value |
|---|---|
| Property value (£) | 200000 |
| Secured loan balances (£) | 140000,10000 |
A worked example
With the example inputs above, equity (£) is 50,000. Change the inputs to explore your own scenario.
| Result | Example answer |
|---|---|
| Equity (£) | 50,000 |
| Equity share (%) | 25 |
How this is calculated
Equity (£)
a − sum(b)
Equity share (%)
(a − sum(b))/a × 100; undefined when a = 0.
Symbols and units
- a
- Property value (£)
- b
- Secured loan balances (£)
Use the units shown. A list keeps the order in which you enter its values. The symbol ^ means “raised to the power of”.
Calculation steps and notation
sum(list) adds all entries in the list.
Assumptions and limits
Equity may be negative. Selling costs and tax are not deducted.
Calculations use the values you enter. Blank or invalid inputs show an error instead of silently substituting zero. Results are displayed to useful precision; calculations retain the underlying numeric precision.
Questions about this tool
What does the result tell me?
Equity (£); Equity share (%). The result applies to the method and inputs described above. Check the units and assumptions before using it in a decision.
Why might another calculator differ?
Differences in units, rounding, timing or model definitions can produce different answers. Compare the input definitions and the method, rather than only the final number. For this tool: Equity may be negative. Selling costs and tax are not deducted.
Are my inputs stored or sent to AI?
Calculations on this page happen in your browser. The separate AI question finder sends its submitted conversation to OpenAI; these calculator fields are not sent. Favourites and recent tool names are stored locally. A shared link contains the inputs you choose to include.
Review status
Software example and browser checks are recorded in our quality report. No external expert review is claimed. Created with coding assistance; calculations run as ordinary browser code.
Read the quality report →