Insurance capped straight-line depreciation calculator

Calculate cash values by item and total depreciated value with your own figures.

Your numbers

Use the units shown. Results update as you change valid inputs.

Choose the currency for these amounts. Changing it keeps your numbers and does not convert exchange rates.

Use cash values by item and total depreciated value to compare changes to your inputs. The method and limits below explain the scope.

Examples

Examples

Try the starting example

Item replacement values (USD)
500,200
Item ages (years)
2,4
Annual depreciation (%)
10
Maximum depreciation (%)
80
Cash values by item (JSON)
[400,120]
Total depreciated value (USD)
$520.00
Total depreciation (USD)
$180.00

Try another scenario

Item replacement values (USD)
[501, 200]
Item ages (years)
[2, 4]
Annual depreciation (%)
10
Maximum depreciation (%)
80
Cash values by item (JSON)
[400.8,120]
Total depreciated value (USD)
$520.80
Total depreciation (USD)
$180.20
Calculation method

Calculation method

Cash values by item (JSON)

Straight-line age × entered depreciation rate, capped by entered maximum; no insurer rate lookup.

Total depreciated value (USD)

Straight-line age × entered depreciation rate, capped by entered maximum; no insurer rate lookup.

Total depreciation (USD)

Straight-line age × entered depreciation rate, capped by entered maximum; no insurer rate lookup.

Symbols and units
a
Item replacement values (USD)
b
Item ages (years)
c
Annual depreciation (%)
d
Maximum depreciation (%)

Use the units shown. A list keeps the order in which you enter its values. The symbol ^ means “raised to the power of”.

Assumptions & limits

Assumptions & limits

  • User-supplied measurements and assumptions; Straight-line age × entered depreciation rate, capped by entered maximum; no insurer rate lookup. Supported limits: Finite numeric values bounded to 1e9 magnitude; lists and tables contain 1–100 records unless a stricter bound is stated. Inputs use the units shown. Lists explicitly paired by a method must have matching lengths; independent polynomial coefficient vectors may differ. Respect stated physical, interpolation, policy and computational domain limits.
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