Equipment hire and rental operations

Rental customer credit exposure calculator

Internal policy scenario, not a creditworthiness or insurance assessment. Deposits offset aggregate exposure only as explicitly assumed.

Your numbers

Use the units shown. Results update as you change valid inputs.

YOUR RESULT

Internal policy scenario, not a creditworthiness or insurance assessment. Deposits offset aggregate exposure only as explicitly assumed.

THE NUMBERS, EXPLAINED

How to use this calculator.

Internal policy scenario, not a creditworthiness or insurance assessment. Deposits offset aggregate exposure only as explicitly assumed.

Start with your inputs

Enter unpaid rental invoices (currency), deposits held (currency), replacement value of active rented assets (currency), policy inclusion of active asset value (%), supplied customer exposure limit (currency). Keep amounts in the units shown on each field. The example is a starting point, not a recommended value.

InputExample value
Unpaid rental invoices (currency)1200
Deposits held (currency)500
Replacement value of active rented assets (currency)8000
Policy inclusion of active asset value (%)25
Supplied customer exposure limit (currency)3000

A worked example

With the example inputs above, included active-asset exposure (currency) is 2,000. Change the inputs to explore your own scenario.

All results for the example inputs above
ResultExample answer
Included active-asset exposure (currency)2,000
Net customer exposure (currency)2,700
Exposure above supplied limit (currency)0

How this is calculated

Included active-asset exposure (currency)

Apply the chosen asset-value inclusion percentage.

Net customer exposure (currency)

Add unpaid invoices and included assets, then deduct deposits.

Exposure above supplied limit (currency)

Compare net exposure with the entered internal limit.

Symbols and units
a
Unpaid rental invoices (currency)
b
Deposits held (currency)
c
Replacement value of active rented assets (currency)
d
Policy inclusion of active asset value (%)
e
Supplied customer exposure limit (currency)

Use the units shown. A list keeps the order in which you enter its values. The symbol ^ means “raised to the power of”.

Assumptions and limits

Internal policy scenario, not a creditworthiness or insurance assessment. Deposits offset aggregate exposure only as explicitly assumed.

Calculations use the values you enter. Blank or invalid inputs show an error instead of silently substituting zero. Results are displayed to useful precision; calculations retain the underlying numeric precision.

Questions about this tool

What does the result tell me?

Included active-asset exposure (currency); Net customer exposure (currency); Exposure above supplied limit (currency). The result applies to the method and inputs described above. Check the units and assumptions before using it in a decision.

Why might another calculator differ?

Differences in units, rounding, timing or model definitions can produce different answers. Compare the input definitions and the method, rather than only the final number. For this tool: Internal policy scenario, not a creditworthiness or insurance assessment. Deposits offset aggregate exposure only as explicitly assumed.

Are my inputs stored or sent to AI?

Calculations on this page happen in your browser. The separate AI question finder sends its submitted conversation to OpenAI; these calculator fields are not sent. Favourites and recent tool names are stored locally. A shared link contains the inputs you choose to include.

Further reading

OpenStax: Describe and Identify Cost Drivers ↗

Background reading; this does not imply endorsement or independent review of SumFizz.

Review status

Software example and browser checks are recorded in our quality report. No external expert review is claimed. Created with coding assistance; calculations run as ordinary browser code.

Read the quality report →