Household purchasing decisions

Reward points redemption comparison calculator

Values each redemption against its comparable supplied cash price, net of mandatory cash fees. No external point valuation or availability is assumed.

Your numbers

Use the units shown. Results update as you change valid inputs.

YOUR RESULT

Values each redemption against its comparable supplied cash price, net of mandatory cash fees. No external point valuation or availability is assumed.

THE NUMBERS, EXPLAINED

How to use this calculator.

Values each redemption against its comparable supplied cash price, net of mandatory cash fees. No external point valuation or availability is assumed.

Start with your inputs

Enter cash prices by option, points required by option, mandatory cash fees by option. Keep amounts in the units shown on each field. The example is a starting point, not a recommended value.

InputExample value
Cash prices by option100,150
Points required by option10000,12000
Mandatory cash fees by option20,30

A worked example

With the example inputs above, value per point by option is 0.008, 0.01. Change the inputs to explore your own scenario.

All results for the example inputs above
ResultExample answer
Value per point by option0.008, 0.01
Cash avoided by option80, 120

How this is calculated

Value per point by option

Subtract mandatory cash fee from comparable cash price and divide by required points.

Cash avoided by option

Subtract redemption fee from the cash alternative.

Symbols and units
a
Cash prices by option
b
Points required by option
c
Mandatory cash fees by option

Use the units shown. A list keeps the order in which you enter its values. The symbol ^ means “raised to the power of”.

Assumptions and limits

Values each redemption against its comparable supplied cash price, net of mandatory cash fees. No external point valuation or availability is assumed.

Calculations use the values you enter. Blank or invalid inputs show an error instead of silently substituting zero. Results are displayed to useful precision; calculations retain the underlying numeric precision.

Questions about this tool

What does the result tell me?

Value per point by option; Cash avoided by option. The result applies to the method and inputs described above. Check the units and assumptions before using it in a decision.

Why might another calculator differ?

Differences in units, rounding, timing or model definitions can produce different answers. Compare the input definitions and the method, rather than only the final number. For this tool: Values each redemption against its comparable supplied cash price, net of mandatory cash fees. No external point valuation or availability is assumed.

Are my inputs stored or sent to AI?

Calculations on this page happen in your browser. The separate AI question finder sends its submitted conversation to OpenAI; these calculator fields are not sent. Favourites and recent tool names are stored locally. A shared link contains the inputs you choose to include.

Further reading

OpenStax: Solve proportions and their applications ↗

Background reading; this does not imply endorsement or independent review of SumFizz.

Review status

Software example and browser checks are recorded in our quality report. No external expert review is claimed. Created with coding assistance; calculations run as ordinary browser code.

Read the quality report →