Prepaid expense amortization calculator

Calculate coverage days and elapsed covered days at cutoff with your own figures.

Your numbers

Use the units shown. Results update as you change valid inputs.

Choose the currency for these amounts. Changing it keeps your numbers and does not convert exchange rates.

Use coverage days and elapsed covered days at cutoff to compare changes to your inputs. The method and limits below explain the scope.

Examples

Examples

Try the starting example

Prepaid amount ($)
310
Coverage starts, inclusive
2026-10-01
Coverage ends, exclusive
2026-11-01
Expense through this cutoff, exclusive
2026-10-11
Coverage days
31
Elapsed covered days at cutoff
10
Cumulative allocated expense ($)
$100.00
Unexpired prepaid balance ($)
$210.00

Try another scenario

Prepaid amount ($)
310
Coverage starts, inclusive
2026-10-01
Coverage ends, exclusive
2026-11-01
Expense through this cutoff, exclusive
2026-11-02
Coverage days
31
Elapsed covered days at cutoff
31
Cumulative allocated expense ($)
$310.00
Unexpired prepaid balance ($)
$0.00
Calculation method

Calculation method

Coverage days

End-exclusive date−start-inclusive date.

Elapsed covered days at cutoff

Clamp(cutoff−start,0,total covered days).

Cumulative allocated expense ($)

Round prepaid amount×elapsed/total days half-up to US cents.

Unexpired prepaid balance ($)

Original prepaid amount−allocated expense.

Symbols and units
a
Prepaid amount ($)
b
Coverage starts, inclusive
c
Coverage ends, exclusive
d
Expense through this cutoff, exclusive

Use the units shown. A list keeps the order in which you enter its values. The symbol ^ means “raised to the power of”.

Assumptions & limits

Assumptions & limits

  • An equal-calendar-day allocation with explicit inclusive/exclusive endpoints. It does not infer the recognition pattern required for a contract.
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Further reading

OpenStax: financial-accounting model background ↗

Background reading; this does not imply endorsement or independent review of SumFizz.

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