Payroll benefit deduction cap calculator

Calculate deduction taken by benefit and requested amount not taken with your own figures.

Your numbers

Use the units shown. Results update as you change valid inputs.

Choose the currency for these amounts. Changing it keeps your numbers and does not convert exchange rates.

Use deduction taken by benefit and requested amount not taken to compare changes to your inputs. The method and limits below explain the scope.

Examples

Examples

Try the starting example

Pay pool available after all other deductions ($)
1000
Protected remainder under entered rule ($)
500
Benefits in priority order: name, requested deduction $, annual cap $, deducted year-to-date $
A,200,1000,900 B,600,1000,0
Deduction taken by benefit ($)
A: 100.00; B: 400.00
Requested amount not taken ($)
A: 100.00; B: 200.00
Total additional deductions ($)
$500.00
Pay pool remaining ($)
$500.00
New year-to-date deduction by benefit ($)
A: 1000.00; B: 400.00

Try another scenario

Pay pool available after all other deductions ($)
1200
Protected remainder under entered rule ($)
500
Benefits in priority order: name, requested deduction $, annual cap $, deducted year-to-date $
A,200,1000,900 B,600,1000,0
Deduction taken by benefit ($)
A: 100.00; B: 600.00
Requested amount not taken ($)
A: 100.00; B: 0.00
Total additional deductions ($)
$700.00
Pay pool remaining ($)
$500.00
New year-to-date deduction by benefit ($)
A: 1000.00; B: 600.00
Calculation method

Calculation method

Deduction taken by benefit ($)

In input order take min(request,remaining annual cap,pool above entered protected remainder).

Requested amount not taken ($)

Request−amount taken, preserving both cap and pool shortfalls.

Total additional deductions ($)

Sum taken deductions.

Pay pool remaining ($)

Original available pool−additional deductions.

New year-to-date deduction by benefit ($)

Prior year-to-date+amount taken.

Symbols and units
a
Pay pool available after all other deductions ($)
b
Protected remainder under entered rule ($)
c
Benefits in priority order: name, requested deduction $, annual cap $, deducted year-to-date $

Use the units shown. A list keeps the order in which you enter its values. The symbol ^ means “raised to the power of”.

Assumptions & limits

Assumptions & limits

  • A priority deduction simulation under externally supplied caps and a protected remainder. It does not select legal deduction priority, net-pay protection or benefit limits.
Are these inputs private?

These calculations run in your browser. A shared link contains the values you choose to share. Only questions submitted to the separate AI finder are sent to OpenAI.

Further reading

US Department of Labor: pay/time recordkeeping background; actual rules vary ↗

Background reading; this does not imply endorsement or independent review of SumFizz.

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